New for 2025

In 2024, we made several changes that helped ensure we had the right providers, services, and benefits for our members. As we look forward to 2025, we continue to focus on consistency in the value our benefits deliver and simplicity in the way you access and use the benefits.

2025 Benefits Open Enrollment

10:15

Check out this video to learn about what’s changing for 2025. You can also read a letter from our VP of Total Rewards and HRIS for more details about this year’s enrollment, and an Overview for a high-level summary of your key benefits.

What’s New for 2025 Letter

2025 Benefits Overview

2025 Payroll Contribution Amounts for Medical Plans

For the first time since 2023, medical contribution amounts are increasing. See new contribution amounts.

Updated Deductibles and Out-of-Pocket Limits

Deductibles are increasing for the HSA Basic and PPO medical plans.
Individual and family out-of-pocket limits in the PPO plan are increasing.
HSA Plus plan deductibles and out-of-pocket limits remain unchanged for 2025.

2025 Updated Limits	PPO		HSA Basic
	In-Network	Out-of-Network	In-Network	Out-of-Network
Deductible Individual/2-Person or Family	$1,000/ $2,000	$4,000/ $8,000	$4,000/ $8,000	$8,000/ $16,000
Out-of Pocket Maxium Individual/2-Person or Family	$4,000/ $8,000	$8,000/ $16,000	$6,000/ $9,100*/ $12,000	$12,000/ $18,200*/ $24,000

*Individual within a family

Updated Health Care Flexible Spending Account (FSA) Limit

Contribution limit is increasing to $3,200 for 2025
You may carry over $660 into 2026

New Legal Insurance Benefit through ARAG

Enroll in legal insurance with convenient, after-tax payroll deductions and get access to a wide range of services, including assistance with:

Tax matters
Wills and estate planning
Identity theft issues
Traffic offenses

For more information, visit ARAGlegal.com/myinfo (Enter Access Code: 19297ww).

New Critical Illness/Accident Coverage Provider

UnitedHealthcare will be our new provider for Critical Illness and Accident coverage. Critical Illness rates will be lower for everyone. Some Accident rates will be lower, depending on the plan and coverage tier you choose.