Eligibility
Understanding who’s covered is the first step in making the most of your Watts benefits. Here’s what you need to know about eligibility for you and your family.
Regular employees working at least 30 hours per week and their eligible dependents can participate in Watts benefits. Eligible dependents are:
- Spouse: former spouses and domestic partners are not eligible
- Dependent child*: any child born to you; a child legally adopted by you; or a stepchild
- Grandchild: who is considered your dependent for federal income tax purposes
The table below details the dependent children age requirements for coverage by benefit type.*
| Dependent Children Benefit Eligibility* | ||
|---|---|---|
| Benefit | Maximum Age | Maximum Age for Full-time Student (IF DIFFERENT) |
| Medical | Until the end of the month of their 26th birthday | |
| Dental | Until the end of the month of their 26th birthday | |
| Vision | Until the end of the month of their 26th birthday | |
| Optional Life Insurance | From 14 days old until 19th birthday | |
| Critical Illness | To age 26 | |
| Accident Insurance | To age 26 | |
| Voluntary AD&D | To age 19 | To age 26 |
* There are no age restrictions on any benefits for unmarried disabled children who are unable to care for themselves.