{"id":207,"date":"2025-11-25T07:06:29","date_gmt":"2025-11-25T12:06:29","guid":{"rendered":"https:\/\/wattswaterben1.wpenginepowered.com\/?page_id=207"},"modified":"2026-04-21T14:18:18","modified_gmt":"2026-04-21T18:18:18","slug":"programas-complementarios","status":"publish","type":"page","link":"https:\/\/tapintowattsbenefits.com\/es\/myhealth\/supplemental-programs\/","title":{"rendered":"Programas complementarios"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;1511c967-b375-44e6-b9b6-80422cc9cbfe&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;735231b7-4de2-4305-b67a-8f2ea216707f&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;width: 70% !important;&#8221; custom_css_main_element_phone=&#8221;width: 100%;&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;801a9934-9d9d-41e3-8b26-dc3a3a90b7d0&#8243; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Supplemental Programs<\/h1>\n<p>When a serious illness or accident occurs, the stress it causes is multifold. Not only are you concerned about your health \u2014 or the health of your family member \u2014 but you have an unexpected financial burden due to out-of-pocket medical costs plus potential loss of wages and additional household expenses. The supplemental programs provide you with a lump-sum payment to help ease that financial burden so you can focus on recovery.<\/p>\n<div class=\"quad-border-landing\">\n<div class=\"dk-blue-border\"><\/div>\n<div class=\"orange2-border\"><\/div>\n<div class=\"lt-blue-border\"><\/div>\n<div class=\"green2-border\"><\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_tablet=&#8221;width: 28% !important;&#8221; custom_css_main_element_phone=&#8221;display: none;&#8221;][et_pb_image src=&#8221;https:\/\/tapintowattsbenefits.com\/wp-content\/uploads\/2025\/11\/supplemental-bubble.png&#8221; disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;70%&#8221; width_phone=&#8221;70%&#8221; width_last_edited=&#8221;on|tablet&#8221; module_alignment=&#8221;right&#8221; custom_margin_tablet=&#8221;|||0px|false|false&#8221; custom_margin_phone=&#8221;|||0px|false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding_tablet=&#8221;|||0px|false|false&#8221; custom_padding_phone=&#8221;|||0px|false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/tapintowattsbenefits.com\/wp-content\/uploads\/2025\/11\/light-blue-wave-rightBG.png&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;bottom_right&#8221; custom_padding=&#8221;0px||31px||false|false&#8221; background_last_edited=&#8221;on|tablet&#8221; background_enable_image_tablet=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;breadcrumb row&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e1858151-6d71-48ac-8f50-8abbdfa4edbd&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dipi_breadcrumbs bc_home_text=&#8221;Home&#8221; bc_home_url=&#8221;\/home\/&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;fd024781-52d3-492a-b2da-3f55675176c2&#8243; global_colors_info=&#8221;{}&#8221;][\/dipi_breadcrumbs][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_3,1_3&#8243; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;30dcbcd8-c400-48c4-b5bc-3d0cd3ede22d&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;67c6e9f8-b783-432e-b2a7-23dbf55d99a0&#8243; custom_margin=&#8221;||1.7em||false|false&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{%22gcid-83d88ffc-2ee5-4bd7-8f17-df9e3be7bf92%22:%91%22header_2_text_color%22%93}&#8221;]<\/p>\n<h2>Accident Insurance<\/h2>\n<p class=\"para_b4_list\">Pays benefits for specific injuries and events resulting from a covered accident<sup>1<\/sup> that occurs on or after your coverage effective date. This is a limited benefit policy \u2014 not health insurance \u2014 and does not satisfy the minimum essential coverage provision under the Affordable Care Act.<\/p>\n<p>Your benefit amount depends on the type of injury and care received.<\/p>\n<p class=\"para_b4_list\">Other features include:<\/p>\n<ul>\n<li><strong>Guaranteed issue:<\/strong> No medical questions or tests are required for coverage.<\/li>\n<li><strong>Flexibility:<\/strong>\u00a0You can use the benefit payments for any purpose you like.<\/li>\n<li><strong>Payroll deductions:<\/strong> Premiums are paid through convenient payroll deductions.<\/li>\n<li><strong>Portability:<\/strong> If you leave your current employer, you can take your coverage with you.<\/li>\n<\/ul>\n<h3>Examples of how Accident Insurance can help:<\/h3>\n<ul>\n<li>Home health care costs<\/li>\n<li>Lost income due to lost time at work<\/li>\n<li>Everyday expenses like utilities and groceries<\/li>\n<\/ul>\n<h3>Eligibility<\/h3>\n<ul>\n<li>You<\/li>\n<li>Your spouse \u2014 under age 70. Coverage is available only if employee coverage is elected.<\/li>\n<li>Your children \u2014 to age 26. Coverage is available only if employee coverage is elected.<\/li>\n<\/ul>\n<h3>Coverage effective date<\/h3>\n<p><strong>Employees who enrolled during Open Enrollment \u2014 <\/strong>Your coverage became effective on January 1, 2026, following your election. If elected, coverage for your spouse and\/or children became effective on the same date.<\/p>\n<p><strong>New Hires in 2026 \u2014 <\/strong>Coverage becomes effective at 12:01 AM on the date you are eligible for coverage.<\/p>\n<h2>Critical Illness Insurance<\/h2>\n<p>Pays a lump-sum benefit if you\u2019re diagnosed with a covered illness or condition<sup>1<\/sup> on or after your coverage effective date. This is a limited benefit policy \u2014 not health insurance \u2014 and does not satisfy the minimum essential coverage under the Affordable Care Act.<\/p>\n<h3>Features of Critical Illness Insurance include:<\/h3>\n<ul>\n<li><strong>Guaranteed Issue:<\/strong> No medical questions or tests required for coverage.<\/li>\n<li><strong>Flexibility: <\/strong>Use the benefit payments for any purpose you like.<\/li>\n<li><strong>Payroll deductions:<\/strong> Premiums paid through convenient payroll deductions.<\/li>\n<li><strong>Portability:<\/strong> Take your coverage with you if you leave Watts.<\/li>\n<\/ul>\n<h3>Examples of how Critical Illness Insurance can help<\/h3>\n<div class=\"two_col_list\">\n<ul>\n<li>Medical expenses, such as deductibles and copays<\/li>\n<li>Childcare<\/li>\n<li>Mortgage payment\/rent and home maintenance<\/li>\n<li>Home health care costs<\/li>\n<\/ul>\n<\/div>\n<h3>Eligibility<\/h3>\n<ul>\n<li>You<\/li>\n<li>Your spouse \u2014 under age 70. Coverage is available only if employee coverage is elected.<\/li>\n<li>Your children \u2014 to age 26. Coverage is available only if employee coverage is elected.<\/li>\n<\/ul>\n<h3>Coverage Effective Date<\/h3>\n<p><strong>Employees who enrolled during Open Enrollment \u2014 <\/strong>Your coverage became effective on January 1, 2026, following the election of coverage. Coverage for your spouse and\/or children became effective on the same date as your coverage.<\/p>\n<p><strong>New Hires in 2026 \u2014<\/strong> Coverage becomes effective at 12:01 AM on the date you\u2019re eligible for coverage. Coverage for your spouse and\/or children becomes effective on the same date as your coverage.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;f2aaac7e-0cae-467e-a275-cb251f38fbcc&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><sup>1<\/sup><span>\u00a0See the product brochure, certificate of coverage and any applicable riders for a list of covered accidents, along with complete provisions, exclusions, and limitations.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;cb33637c-66db-4a63-90ec-37a5c298c4b2&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;e9f93b42-a546-48f6-9e0a-241859babcb6&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{%22gcid-83d88ffc-2ee5-4bd7-8f17-df9e3be7bf92%22:%91%22header_4_text_color%22,%22link_text_color%22%93}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h4>Documents &amp; Links<\/h4>\n<ul>\n<li><a href=\"\/documents\/accident-insurance-plan-summary\/\" target=\"_blank\" rel=\"noopener\">2026 Accident Insurance Plan Summary<\/a> <i class=\"fa-solid fa-file-pdf\"><\/i><\/li>\n<li><a href=\"\/documents\/critical-illness-insurance-plan-summary\/\" target=\"_blank\" rel=\"noopener\">2026 Critical Illness Insurance Plan Summary<\/a> <i class=\"fa-solid fa-file-pdf\"><\/i><\/li>\n<\/ul>\n<h4>Contacts<\/h4>\n<p><img decoding=\"async\" src=\"https:\/\/tapintowattsbenefits.com\/wp-content\/uploads\/2025\/11\/uhc-logo.png\" width=\"140\" alt=\"\" class=\"wp-image-161 alignnone size-medium\" \/><\/p>\n<h6>UnitedHealthcare<\/h6>\n<p>Policy Number (both plans): <strong>372333<\/strong><\/p>\n<p><a href=\"http:\/\/myuhcfp.com\" target=\"_blank\" rel=\"noopener\">myuhcfp.com<\/a><i class=\"fa-solid fa-square-arrow-up-right\" style=\"padding-left: 5px; margin-right: 1px;\"><\/i><\/p>\n<p>866-556-8298<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Supplemental Programs When a serious illness or accident occurs, the stress it causes is multifold. Not only are you concerned about your health \u2014 or the health of your family member \u2014 but you have an unexpected financial burden due to out-of-pocket medical costs plus potential loss of wages and additional household expenses. The supplemental [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":115,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-207","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/tapintowattsbenefits.com\/es\/wp-json\/wp\/v2\/pages\/207","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tapintowattsbenefits.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tapintowattsbenefits.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tapintowattsbenefits.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/tapintowattsbenefits.com\/es\/wp-json\/wp\/v2\/comments?post=207"}],"version-history":[{"count":0,"href":"https:\/\/tapintowattsbenefits.com\/es\/wp-json\/wp\/v2\/pages\/207\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/tapintowattsbenefits.com\/es\/wp-json\/wp\/v2\/pages\/115"}],"wp:attachment":[{"href":"https:\/\/tapintowattsbenefits.com\/es\/wp-json\/wp\/v2\/media?parent=207"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/tapintowattsbenefits.com\/es\/wp-json\/wp\/v2\/dipi_cpt_category?post=207"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}